Cluster

Parish councils

Insurance, statutory duties, audit, and the clerk’s job — for the people running England’s 9,000-odd parish and town councils.

Insurance

The parish council insurance market is small and concentrated. Three or four specialist schemes — Clear Councils, Came & Co, BHIB Councils, Zurich Municipal — handle most of the business. The Aviva to Ecclesiastical underwriter switch on Clear Councils (2024-25) is the live editorial story.

Parish council insurance — the four schemes that matter →
A clean comparison of the specialist parish schemes, who underwrites them, and what each actually covers.

Insurance cost and comparison

Parish council insurance cost →
Real numbers by precept band: Zurich’s £196 entry, Clear Councils’ £1,848.38 three-year LTA benchmark.
Best parish council insurance →
The four schemes compared: Clear (NALC, now Ecclesiastical), Zurich, Gallagher (Hiscox), James Hallam. Includes the 2025 underwriter migration story.
Parish council insurance reviews →
Honest scheme-by-scheme reviews with what clerks actually say.

Clerk to a council and want a specific guide written? Email the editor.