How we’re funded, and why it doesn’t bend our editorial

An affiliate link is a normal-looking link with a tracking code attached. If you click one and complete the action covered by that provider's terms, the provider may pay us a fixed fee or a small commission. We do not add a fee to the price you pay.

We do not get paid for impressions or scrolling. Whether a qualifying action is a completed purchase or an eligible enquiry depends on the provider's programme.

Our guides may link to the providers below where their products are relevant. Inclusion here does not mean every link is tracked, or that an active paid arrangement exists; check the disclosure on the individual guide.

• PolicyBee — direct programme. Specialist broker for charity trustee indemnity and small commercial cover.
• Simply Business — via the CJ (Commission Junction) network. Mass-market UK SME broker relevant to community-group public liability and generic small-organisation cover.
• Markel UK— direct programme. Lloyd's-backed insurer with charity and CIC product lines.
• events-insurance.co.uk — direct programme. One-day and short-term event cover for fetes, fairs and community events.

We may add adjacent programmes over time — for example, business banking for community groups, DBS-check providers, or charity accounting software. Relevant pages will carry a disclosure when a link may earn commission.

We do not currently accept sponsored posts, paid placement, “featured” spots in comparison tables, or pay-to-be-included listings. If that ever changes, the change will be disclosed here first, and any sponsored content will be marked clearly at the top of the page in which it appears.

We do not accept payment to remove negative coverage, modify a review, or move a provider up a comparison.

We do not run display advertising, retargeting pixels or third-party ad networks.

We publish the underwriter behind each broker. The underwriter is what actually matters for whether a claim gets paid, and it's usually buried.

We publish prices with dates, and we update or remove them as schemes change. We don't leave a 2022 specimen quote sitting on a page in 2026 because the affiliate link still works.

We are willing to tell you that the cheapest option is the right one, even when it is the option we earn the least from. The credibility of the site is worth more than a single £40 commission.

Where we think you do not need a product at all — for example, where trustee indemnity insurance is genuinely not worth it for a small unincorporated association — we say so on the page, even though it costs us the affiliate referral.

We are not an FCA-authorised insurance intermediary. We do not arrange, advise on, or transact insurance contracts. The brokers and insurers we link to are FCA-authorised; we link to them so you can speak to them directly.

Nothing on this site is regulated financial advice. For a binding recommendation on a specific policy, speak to a regulated broker.

This disclosure exists to satisfy the UK Advertising Standards Authority's CAP Code requirements on identifiability of paid-for content, and the Competition and Markets Authority guidance on online endorsements and reviews. We've written it in plain English because that is the point.

If something on this site looks like an undisclosed affiliate arrangement, or a review you suspect has been bought, tell us. We will either show you the disclosure, fix the omission, or, if you've found something we didn't notice, thank you.

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