Topic
Insurance
There is no single best insurer for community organisations — only the right one for your specific organisation, premises and risk. These guides help you work out which is which.
Insurance for village halls
Village hall insurance: a buyer’s guide for trustees →
Five UK brokers compared, real cover bands, and the buildings-valuation trap that catches most committees.
How much does village hall insurance cost? →
Specimen pricing nobody else publishes. What drives the premium up — and what realistically drives it down.
Best village hall insurance — the honest comparison →
Why this isn’t a top-5 list. The two questions that actually decide which insurer is right for your hall.
Insurance for charities and trustees
Trustee indemnity insurance — do you really need it? →
Decision aid covering what TII does, what the Charities Act actually requires, and when the answer is honestly no.
How much does trustee indemnity insurance cost? →
Real specimen pricing by income band. The pricing levers brokers don’t volunteer.
Best trustee indemnity insurance providers →
Six UK providers compared on underwriter, sub-limits, run-off cover and target charity size.
Insurance for parish councils
Cover for events and groups without buildings
One-day event insurance →
For fetes, summer fairs, fundraisers and Christmas markets. Real published prices from £45.
Community group public liability →
Annual cover for residents’ associations, Friends-of, walking groups, small CICs — from £45-£150/year.
Community group insurance →
The full small-charity package: PL, EL, trustee indemnity, fidelity, cyber. From £150/year.
Village hall public liability →
The PL cover specifically for halls — £5m vs £10m vs £25m, the volunteer-EL gap.
Village hall hirers’ liability →
The most-misunderstood section. The two market models, the regular-vs-occasional hirer line.
Parish council insurance in depth
Parish council insurance cost →
Real numbers: Zurich’s £196 entry rate, Clear Councils’ £1,848.38 three-year LTA benchmark.
Best parish council insurance →
The four schemes compared, with the 2025 Aviva-to-Ecclesiastical migration story.
Parish council insurance reviews →
Honest scheme-by-scheme reviews of Clear, Zurich, Gallagher and James Hallam.
A particular cover gap or policy question we should write about? Email the editor.